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Driving America Toward Debt Freedom
ReduceMyDebtToday is a non-partisan, nationwide campaign dedicated to liberating Americans from the crushing weight of debt through advocacy, education, and proven financial solutions.
Mission: To empower every American to achieve lasting financial freedom by providing accessible debt relief, advocating for consumer rights, and fostering financial literacy.
Vision: A future where no family is held back by unmanageable debt, and where fair lending practices create economic opportunity for all.
Since our founding in 2020, we've helped over 2.1 million individuals reduce or eliminate more than $1.2 billion in consumer debt. Our network of certified counselors, legal experts, and policy advocates works tirelessly to ensure fair treatment and sustainable outcomes.
Proven Track Record
$1.2B+ debt resolved with 92% client satisfaction
A+ Accredited
Trusted by BBB and consumer advocacy groups
No Upfront Fees
We only get paid when you see results
24/7 Support
Live chat, email, and phone assistance available
Empathy First
We treat every client with dignity and respect, understanding that debt is a circumstance, not a character flaw.
Integrity
Transparent practices, no hidden fees, and honest advice you can trust.
Results-Driven
We measure success by the debt we eliminate and the lives we transform.
Community Focus
We advocate for policies that benefit all Americans, not just the privileged few.
Financial Crisis
The Great Recession triggers a wave of foreclosures and consumer debt defaults, exposing systemic flaws in lending practices.
Student Debt Soars
Total U.S. student loan debt exceeds $1.3 trillion, becoming the second-largest consumer debt category.
ReduceMyDebtToday Founded
A coalition of consumer advocates, attorneys, and financial counselors launches the campaign in Washington, D.C.
National Expansion
ReduceMyDebtToday expands to all 50 states, partnering with 50+ non-profits and serving over 500,000 families.
Policy Milestone
Our advocacy helps pass the Fair Debt Collection Practices Reform Act in three states, protecting millions from harassment.
2.1 Million Helped
ReduceMyDebtToday celebrates over $1.2 billion in debt eliminated and continues to push for national reform.
Overall Satisfaction Rate
Based on 15,000+ client surveysAverage Rating
On Trustpilot & Google ReviewsNet Promoter Score (NPS)
"Likely to recommend"Debt Reduction Success
For completed programsInsurance Innovation: We're pioneering partnerships with insurance providers to offer debt protection insurance and income disruption coverage — helping Americans avoid debt traps before they happen. Our innovative models include:
- 🔹 Credit card payment protection during job loss
- 🔹 Student loan deferment insurance
- 🔹 Medical debt shield programs
Future Vision: By 2030, we aim to reduce household debt-to-income ratios by 30% through a combination of policy reform, financial education, and preventive insurance products. We envision a America where financial resilience is accessible to all, and debt is a tool, not a trap.
Credit Card Debt
Average APR 22.8%Student Loan Debt
43 million borrowersMedical Debt
2 in 5 adults affectedAuto Loan Debt
Record delinquencies risingAnnual Interest Paid
By American householdsThese numbers highlight the urgency of our mission. ReduceMyDebtToday is committed to reversing these trends through direct relief and systemic change.
State Policy Reforms Supported
Families Helped
Debt Eliminated
Client Recommendation Rate
Support Available
Partner Organizations
Free Consultation
Years Combined Experience
We Promise Transparency & Results
No upfront fees, no hidden costs, and a dedicated team that works for your financial freedom.